Times have changed when it comes to Money Matters...Yes we now live in Information Age with Mobile phones and internet play a vital role...
I have been flooded by SMS messages from leading Banks and Financial services companies that loans are provided for everyone ranging from 1 lacs to 5 crores.
i have known 4 people who have purchased vehicles through loans and if there was no loan concept they would still travel in their bikes to commute....
Sunday, October 9, 2011
Sunday, August 28, 2011
Reaching Safe and Secure and to be Vigilant....
Last week i was on a pilgrimage to a temple town close to Mysore City...while traveling in the bus i witnessed an accident that had just happened and a crowd had gathered on the roadside of Highway as Bus driver drove the bus slowly and many of bus passengers too saw that accident that has just occurred....it's about a typical village guy who i believe was Milk transporter to some source...this remembered me about(Annamalai...Rajnikanth's movie about a Milk vendor!!!!!) as it was a highway where vehicles travel in high speed and can knock down any kind of vehicles in the transit...As i said the accident was about a Milk dealer or transporter while he was transporting milk on his Cycle, a vehicle had knocked him down and he was fallen in subconscious state and some passerby had lifted him to the grassy side of road and his cycle as totally dismantled and the milk had strewn around on the road....that sight really caused a deep pain in me....
I can assume that he is another small poor village guy who could have a cycle as only source of livelihood....
If he had a high performing two wheeler/motorbike then it would have been a different story all together...
Objective here is to reach the destination safe and secure and with proper resources(Infrastructure).....this incident is going to be an insight for me and for my future work wherever i am....
I can assume that he is another small poor village guy who could have a cycle as only source of livelihood....
If he had a high performing two wheeler/motorbike then it would have been a different story all together...
Objective here is to reach the destination safe and secure and with proper resources(Infrastructure).....this incident is going to be an insight for me and for my future work wherever i am....
Tuesday, August 16, 2011
Indian Produce...Foreign Consumers...
I am upset and with faint heart i continue writing here about exports of Indian food items to foreigners.......
I'll start from Rice and with Basmati Rice just search in net about India's exports of Basmati Rice and u will be shocked(you may) but i am shocked to know that India is exporting this wonderful Rice worth 10000 Crores annually to Rich Indians settled abroad not only BR but other premium rice and other grains, Meats and Fresh fruits and vegetable and other processed foods....
There are dedicated department setup by Indian govt which exports certain commodities like seafood spices grains meats...(eg:APEDA,MPEDA,etc)
As i say BR is exported to feed Rich NRIs who have settled around the world but rarely others eat it...
There are numerous Indian's who have opened Indian restaurants around the world and many cooking websites in net and these websites are run by the wives of Techies(Software Engineers) who have settled around the world especially United States....they are all fond of eating Indian food and would like share their know how to others as well and they all import such items from India while ordinary Indians feel the pinch...
1 kg of premium rice in India is sold between 25 to 30 Rupees while BR is between 60 to 80....there are numerous Meat processing and seafood companies which exports tens and thousands of tonnes of meat(Sheep and Goat) and seafood while we still feel the pinch of paying a KG of mutton for 320 rupees and 1 kg of prawns around 300!!!!!!
I'll start from Rice and with Basmati Rice just search in net about India's exports of Basmati Rice and u will be shocked(you may) but i am shocked to know that India is exporting this wonderful Rice worth 10000 Crores annually to Rich Indians settled abroad not only BR but other premium rice and other grains, Meats and Fresh fruits and vegetable and other processed foods....
There are dedicated department setup by Indian govt which exports certain commodities like seafood spices grains meats...(eg:APEDA,MPEDA,etc)
As i say BR is exported to feed Rich NRIs who have settled around the world but rarely others eat it...
There are numerous Indian's who have opened Indian restaurants around the world and many cooking websites in net and these websites are run by the wives of Techies(Software Engineers) who have settled around the world especially United States....they are all fond of eating Indian food and would like share their know how to others as well and they all import such items from India while ordinary Indians feel the pinch...
1 kg of premium rice in India is sold between 25 to 30 Rupees while BR is between 60 to 80....there are numerous Meat processing and seafood companies which exports tens and thousands of tonnes of meat(Sheep and Goat) and seafood while we still feel the pinch of paying a KG of mutton for 320 rupees and 1 kg of prawns around 300!!!!!!
Understanding Stock Markets....
Lately I've understood Stock Markets...and i still don't understand what the heck exactly it is....
In almost every news channel or now there are dedicated business channels which keep airing about the what is happening in the stock markets minute by minute...if stock markets looses points it makes headlines in TV and Newspapers and vice versa...
The Biggest funda that i understood about a entrepreuneur who starts his company of a job website runs it day and night with his sweat and blood and when he decides to take his company public ie into stock markets and during that time when it's turnover is approximate 210 crore annually and with a profit of 40 to 50 crores.... suddenly becomes among the richest men in India on the very first day of the company is listed....as Market cap touches approx 5000 crores and his personal net worth approx 2000 crores!!!!!!!
One of our relatives was a happy guy with a small family with a good job and decent income and he too had this fancy about stock markets of investing and making more money....and i was told that this individual invested all his savings into stock market and eventually went bust...it was a total disaster...they had to leave their own house and go live in a rented house for smaller amount while his kids were still in school and college...
If someone loses then someone is gaining..then who it is....
In almost every news channel or now there are dedicated business channels which keep airing about the what is happening in the stock markets minute by minute...if stock markets looses points it makes headlines in TV and Newspapers and vice versa...
The Biggest funda that i understood about a entrepreuneur who starts his company of a job website runs it day and night with his sweat and blood and when he decides to take his company public ie into stock markets and during that time when it's turnover is approximate 210 crore annually and with a profit of 40 to 50 crores.... suddenly becomes among the richest men in India on the very first day of the company is listed....as Market cap touches approx 5000 crores and his personal net worth approx 2000 crores!!!!!!!
One of our relatives was a happy guy with a small family with a good job and decent income and he too had this fancy about stock markets of investing and making more money....and i was told that this individual invested all his savings into stock market and eventually went bust...it was a total disaster...they had to leave their own house and go live in a rented house for smaller amount while his kids were still in school and college...
If someone loses then someone is gaining..then who it is....
Biryani Business...!
As a Biryani and Kabab lover all i can say is that i have an idea to start my own Restaurant dedicated to Biryanis and Kababs....!!!
I frequently browse the Net on about Biryani and Kabab's latest news and somedays back i came across another Biryani and Kabab fanatic by name Shantanu Ghosh who has his own blog about food and other interests and here he points out that Biryani was brought to India by Muslim Mughals some 500 years back and made it staple here...but i would like to correct him with my some salient points on this topic...
Firstly, The main ingredient in Biryani is Rice....which i say, we Hindus have been growing and eating this grain for thousands of years as our nation is richly endowed in growing them...but you cannot expect Rice Grows in Hilly Afghanistan, Dry Iran(Persia) and Central Asia(from where Mughals came) and Deserty Arabia.....
Secondly, all the world's Civilization since time immemorial have flocked to India for it's valuable Spices....(What Biryani without Spices)....
Thirdly, Meat eating has been part and parcel of Hindus since ancient times...Except Brahmins all other divisions which come below them have been eating meat...
Mixing Rice with spices and meat and vegetables has and have been a age old practice of Hindus as Muslims who are outsiders who came to India and they took fancy of it and made it a staple of theirs and also gave the name as Biryani....
Biryanis are made everywhere in India from Roadside eateries to Five star Hotels and most these are run by Muslims.....Nevertheless today in India it's a Multi Crore Business.....
I frequently browse the Net on about Biryani and Kabab's latest news and somedays back i came across another Biryani and Kabab fanatic by name Shantanu Ghosh who has his own blog about food and other interests and here he points out that Biryani was brought to India by Muslim Mughals some 500 years back and made it staple here...but i would like to correct him with my some salient points on this topic...
Firstly, The main ingredient in Biryani is Rice....which i say, we Hindus have been growing and eating this grain for thousands of years as our nation is richly endowed in growing them...but you cannot expect Rice Grows in Hilly Afghanistan, Dry Iran(Persia) and Central Asia(from where Mughals came) and Deserty Arabia.....
Secondly, all the world's Civilization since time immemorial have flocked to India for it's valuable Spices....(What Biryani without Spices)....
Thirdly, Meat eating has been part and parcel of Hindus since ancient times...Except Brahmins all other divisions which come below them have been eating meat...
Mixing Rice with spices and meat and vegetables has and have been a age old practice of Hindus as Muslims who are outsiders who came to India and they took fancy of it and made it a staple of theirs and also gave the name as Biryani....
Biryanis are made everywhere in India from Roadside eateries to Five star Hotels and most these are run by Muslims.....Nevertheless today in India it's a Multi Crore Business.....
Friday, June 10, 2011
American Fast Food a Success or Failure in India…
Americans have proved themselves as Notorious yet Job creators for Indians in the Fast food/Junk food as Indians refer....
PIZZA
Let’s start from Pizza, before I could begin we have to investigate where did it originate, a small search in net will say that it’s an Italian invention and has thousands of years history in the making. As the new lands where discovered people started pouring in there i.e. N/S American Continent so did many Italians and they brought it to US as well…
Here in India too we get Pizza, but wait a minute Pizza came to India from US not from Italy where it originated(that’s quite interesting) and just couple of weeks back I was watching TLC channel which was airing exclusive top 10 Pizza that is available in US but to a shocker to me they did not show 'Pizza Hut or Pizza Corner or Domino's Pizza or Papa Johns Pizza'(which are all American Brands) but what they showed in the program is that they were the original authentic pizza makers from Italy Eg: (Giordano’s, Pizzeria Uno, etc etc)…. and in India we have corporatised pizza chains which is doing brisk business…..
Fried Chicken and Hamburgers.
As the name says it’s battered and deep fried in oil Chicken products that has won hearts of Indians…to name a few they are KFC, McDonald's and Burger King…..but the only drawback they have brought the American style of cooking the products which are Factory finished than making it in the Restaurant…like the chicken which is processed in Factories of large companies and it’s batter and even the Buns and Patties are Mass Manufactured in factories….i can damn assure if a chicken lover if he visits these factories where these products are made he'll definitely never visit these restaurants again….it due to the way they Mass make it….
Hot Dogs
Now the big question is why the Americans have not brought this super fast food to India and a website dedicated to this industry claims that Americans eat more than 20 billion hot dogs every year…! Let’s go the point what is a Hot dog…. After seeing the Hot dog pics in net i can say that it is a kind of Hamburger but a longer version of it with bun is long and there is Sausage(mostly made from combi of meat such as Beef and pork) which goes into it and u can add choice of your toppings…. and again these are Mass Factory Made…
Steaks and ribs in Barbecue
When we hear this it's damn sure that it’s either Cattle(Beef) or Hog(Pig)(Pork) products...but this is Taboo and forbidden for Indians…Neither Muslims will have Pork nor Hindus will have Beef…then it is Christians who are running the show for many Hard Rock Cafes and other Restaurant chains that is doing business in India….
PIZZA
Let’s start from Pizza, before I could begin we have to investigate where did it originate, a small search in net will say that it’s an Italian invention and has thousands of years history in the making. As the new lands where discovered people started pouring in there i.e. N/S American Continent so did many Italians and they brought it to US as well…
Here in India too we get Pizza, but wait a minute Pizza came to India from US not from Italy where it originated(that’s quite interesting) and just couple of weeks back I was watching TLC channel which was airing exclusive top 10 Pizza that is available in US but to a shocker to me they did not show 'Pizza Hut or Pizza Corner or Domino's Pizza or Papa Johns Pizza'(which are all American Brands) but what they showed in the program is that they were the original authentic pizza makers from Italy Eg: (Giordano’s, Pizzeria Uno, etc etc)…. and in India we have corporatised pizza chains which is doing brisk business…..
Fried Chicken and Hamburgers.
As the name says it’s battered and deep fried in oil Chicken products that has won hearts of Indians…to name a few they are KFC, McDonald's and Burger King…..but the only drawback they have brought the American style of cooking the products which are Factory finished than making it in the Restaurant…like the chicken which is processed in Factories of large companies and it’s batter and even the Buns and Patties are Mass Manufactured in factories….i can damn assure if a chicken lover if he visits these factories where these products are made he'll definitely never visit these restaurants again….it due to the way they Mass make it….
Hot Dogs
Now the big question is why the Americans have not brought this super fast food to India and a website dedicated to this industry claims that Americans eat more than 20 billion hot dogs every year…! Let’s go the point what is a Hot dog…. After seeing the Hot dog pics in net i can say that it is a kind of Hamburger but a longer version of it with bun is long and there is Sausage(mostly made from combi of meat such as Beef and pork) which goes into it and u can add choice of your toppings…. and again these are Mass Factory Made…
Steaks and ribs in Barbecue
When we hear this it's damn sure that it’s either Cattle(Beef) or Hog(Pig)(Pork) products...but this is Taboo and forbidden for Indians…Neither Muslims will have Pork nor Hindus will have Beef…then it is Christians who are running the show for many Hard Rock Cafes and other Restaurant chains that is doing business in India….
India: The land of Maximum and plenty of Human Resources
Indian Population has crossed 1.2 Billion i.e. hundred and twenty crores plus of which more than 1/3 are involved in Agriculture and related services and obviously live in rural areas and this sector is key to our Economy.
Long time back while watching an International news channel and there was this news about rising fuel prices that is making Americans also feel the pinch and the news presenter presenting the topic, the lady who is reporting about the fuel price from somewhere in America, drives hercar into a fuel station, she herself fills the required quantity of petrol (Gas to be precise) and pays the money through some automatic device and leaves…. Now lets come to India here it’s totally different, you take your two or four wheeler into petrol bunk there the employees of the bunk will be ready to serve you and you just need to tell him how much petrol has to be filled and he’ll do the rest and one guy is totally dedicated to take cash from you and the buck doesn’t stop here in some cases one guy will wipe your glass shield while your car is being refreshed…and also do remember one guy is also there to take care of your tyre pressure…..!
…and now lets come to other news a leading newspaper had a article about expats living in India in that article it’s about a GERMAN couple who are happy with us.. why? as they have a housemaid who comes to her house early in the morning start doing household work for them and even take care with love to their small toddler and she would leave the house late in the night and that German lady is happy grihani(Housewife) as she won’t get a housemaid back home in Germany…and she even has a dedicated driver for their car who can communicate in English and available for full day to them…!
...and in my office a women employee who was amongst the first employees who has more than 10 years of experience and with a salary range of about 1.5 lac per month has a dedicated driver who comes to her residence early in the morning to pick her up and drop her at office and after that he is just a car cleaning robot who keeps cleaning her car till 6.30 and take her to her home in the evening and drop her at her residence and his day ends and he will leave for his home....and the driver is in the payroll of the company...!!!!!!!!
But in other foreign countries teens try as hard as possible to get a driving licence before they could come of age and enjoy the joy of Driving....!!!(Licence to Drive)the movie as i remember...!
Long time back while watching an International news channel and there was this news about rising fuel prices that is making Americans also feel the pinch and the news presenter presenting the topic, the lady who is reporting about the fuel price from somewhere in America, drives hercar into a fuel station, she herself fills the required quantity of petrol (Gas to be precise) and pays the money through some automatic device and leaves…. Now lets come to India here it’s totally different, you take your two or four wheeler into petrol bunk there the employees of the bunk will be ready to serve you and you just need to tell him how much petrol has to be filled and he’ll do the rest and one guy is totally dedicated to take cash from you and the buck doesn’t stop here in some cases one guy will wipe your glass shield while your car is being refreshed…and also do remember one guy is also there to take care of your tyre pressure…..!
…and now lets come to other news a leading newspaper had a article about expats living in India in that article it’s about a GERMAN couple who are happy with us.. why? as they have a housemaid who comes to her house early in the morning start doing household work for them and even take care with love to their small toddler and she would leave the house late in the night and that German lady is happy grihani(Housewife) as she won’t get a housemaid back home in Germany…and she even has a dedicated driver for their car who can communicate in English and available for full day to them…!
...and in my office a women employee who was amongst the first employees who has more than 10 years of experience and with a salary range of about 1.5 lac per month has a dedicated driver who comes to her residence early in the morning to pick her up and drop her at office and after that he is just a car cleaning robot who keeps cleaning her car till 6.30 and take her to her home in the evening and drop her at her residence and his day ends and he will leave for his home....and the driver is in the payroll of the company...!!!!!!!!
But in other foreign countries teens try as hard as possible to get a driving licence before they could come of age and enjoy the joy of Driving....!!!(Licence to Drive)the movie as i remember...!
Subscribe to:
Posts (Atom)